📚 Table of Contents
What Is Passive Income?
Ever wondered how to make money while you sleep? Passive income is the answer—earning with minimal ongoing effort. Whether you’re looking to supplement your salary or build long-term wealth, there are plenty of low-cost ways to get started in 2026.
Low-Cost Passive Income Methods for 2026
You don’t need a huge upfront investment to start earning passive income. Here are some of the most accessible strategies for beginners.
Selling Digital Products
Create once, sell forever. Digital products like eBooks, printables, or stock photos require little to no ongoing maintenance. Platforms like Etsy, Gumroad, or Shopify make it easy to start selling with minimal costs.
Affiliate Marketing
Promote products you love and earn commissions. Blogging, YouTube, or social media can be leveraged to share affiliate links. Many programs (like Amazon Associates) are free to join.
Dividend Stocks & ETFs
Investing in dividend-paying stocks or ETFs allows you to earn regular payouts. With fractional shares available on apps like Robinhood or M1 Finance, you can start with as little as $10.
Peer-to-Peer Lending
Platforms like LendingClub or Prosper let you lend money to individuals or small businesses in exchange for interest payments. You can diversify with small amounts across multiple loans.
Conclusion
Building passive income doesn’t require a fortune—just smart, low-cost strategies. Whether through digital products, affiliate marketing, or small investments, 2026 offers plenty of opportunities to start earning with minimal risk.
Leave a Reply