Where Can You Find Inflation-Resistant Investments in Today’s Market?

Inflation erodes purchasing power, making it crucial for investors to seek assets that not only preserve wealth but also grow it in real terms. Whether you’re a seasoned investor or just starting, knowing the best platforms and websites for inflation-resistant investments can make all the difference. From real estate crowdfunding to commodities and Treasury Inflation-Protected Securities (TIPS), this guide explores the top destinations to safeguard and grow your money amid rising prices.

Real Estate Crowdfunding Platforms

Real estate has long been a go-to hedge against inflation, as property values and rental income tend to rise alongside consumer prices. Crowdfunding platforms democratize access to this asset class, allowing investors to participate with smaller capital. Fundrise is a standout, offering eREITs and eFunds that diversify across residential, commercial, and industrial properties. Their low fees (0.85% annual asset management fee) and quarterly dividends make it a compelling choice.

Another leader, RealtyMogul, provides both debt and equity investments in high-quality properties. Their MogulREITs target stable cash flow, with historical annual returns ranging from 8-12%. For those interested in international exposure, Yieldstreet offers curated real estate deals in emerging markets, where inflation hedging can be even more critical.

Precious Metals & Commodities Exchanges

Gold and silver have been inflation hedges for centuries, but modern investors can access them through digital platforms. JM Bullion and APMEX are trusted marketplaces for physical metals, offering secure storage options. For those preferring ETFs, iShares Gold Trust (IAU) and SPDR Gold Shares (GLD) provide liquidity without the hassle of storage.

Commodities like oil and agricultural products also perform well during inflationary periods. Interactive Brokers and TD Ameritrade offer futures trading, while Teucrium’s commodity ETFs (e.g., CORN, SOYB) simplify exposure to key inflation-sensitive sectors.

Treasury Inflation-Protected Securities (TIPS)

TIPS are U.S. government bonds explicitly designed to combat inflation. Their principal adjusts with the Consumer Price Index (CPI), ensuring your investment grows in real terms. The TreasuryDirect website is the primary source for purchasing TIPS directly, with no fees. For ETF investors, Schwab U.S. TIPS ETF (SCHP) and iShares TIPS Bond ETF (TIP) offer diversified exposure with low expense ratios (0.05% and 0.19%, respectively).

Corporate inflation-linked bonds, though rarer, can be found on platforms like Fidelity or E*TRADE, often yielding higher returns than TIPS but with added credit risk.

High-Dividend Stocks & ETFs

Companies with strong pricing power and consistent dividends can outpace inflation. Seeking Alpha and Morningstar are invaluable for researching dividend aristocrats like Procter & Gamble (PG) and Johnson & Johnson (JNJ). ETFs such as Vanguard High Dividend Yield (VYM) and iShares Select Dividend (DVY) provide broad exposure.

REITs, which must distribute 90% of taxable income as dividends, are another inflation-resistant option. Public Storage (PSA) and Digital Realty Trust (DLR) are top picks, accessible via brokerage platforms like Robinhood or Charles Schwab.

Cryptocurrencies as Inflation Hedges

While volatile, cryptocurrencies like Bitcoin are increasingly viewed as “digital gold.” Platforms such as Coinbase and Kraken facilitate easy trading, with Bitcoin’s capped supply (21 million coins) mirroring gold’s scarcity. Grayscale Bitcoin Trust (GBTC) offers a regulated alternative for traditional investors.

Stablecoins tied to inflation-adjusted assets (e.g., Ampleforth (AMPL)) are experimental but intriguing. Decentralized finance (DeFi) platforms like Aave also allow earning yield on crypto holdings, potentially outpacing inflation.

Alternative Investment Marketplaces

For accredited investors, platforms like Masterworks (fine art) and Vinovest (wine) offer tangible assets with low correlation to stocks. Farmland, another inflation-resistant asset, is accessible via AcreTrader, which leases plots to farmers and shares rental income.

Peer-to-peer lending through LendingClub or Prosper can also yield inflation-beating returns, though with higher risk. Always diversify across multiple loans to mitigate defaults.

Conclusion

Inflation-resistant investments span a wide spectrum, from traditional real estate and commodities to innovative crypto and alternative assets. The key is diversification—spreading capital across multiple hedges reduces risk while maximizing potential returns. By leveraging the platforms and websites highlighted above, investors can build a robust portfolio designed to thrive in any economic climate.

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